The problem is a bug. Instead, it’s because Windows 10 includes a new sign-in feature that removes the use of a password in favor of Windows Hello for authentication. So, when the “Require Windows Hello sign-in for Microsoft accounts” option is enabled, it automatically disables and removes the “User must enter a username and password to use this computer” option from the User Accounts settings. The solution to configure sign-in automatically on Windows is to disable the passwordless feature from the Settings app to make the other option available in legacy accounts settings. In this guide, you will learn the steps to fix the missing “User must enter a user name and password to use this computer” option from the User Accounts settings on Windows 10 (or Windows 11).
Fix missing credential requirements option missing on Windows 10
To return the users must enter the username and password option in the netplwiz settings, use these steps: Once you complete the steps, the next time you open the netplwiz (User Accounts) settings, the option to disable requiring username and password to sign-in will once again be available.
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